{"id":29,"date":"2022-10-06T13:29:11","date_gmt":"2022-10-06T17:29:11","guid":{"rendered":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/?page_id=29"},"modified":"2023-06-22T15:32:53","modified_gmt":"2023-06-22T19:32:53","slug":"insurance-solutions","status":"publish","type":"page","link":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/insurance-solutions\/","title":{"rendered":"What we offer"},"content":{"rendered":"\n<div class=\"wp-block-rbcwm-hero-block rbc-hero-wm rbc-hero-has-image-bleed rbc-hero-overlap rbc-hero-overlap-mobile\"><div class=\"container\"><div class=\"row no-gutters\"><div class=\"col-lg-7\"><div class=\"rbc-card rbc-hero-card rbc-hero\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"rbc-hero-body-content\"><h1 class=\"rbc-hero-title\"><span>Increase your opportunities<\/span><\/h1><span class=\"rbc-hero-category\"><span>What we offer<\/span><\/span><hr class=\"rbc-hero-hr hr-mini bdr-accent\"\/>\n<p class=\"has-large-font-size wp-block-paragraph\">Insurance solutions may complement your wealth and estate planning while offering you ways to protect and build wealth, minimize taxes and simplify transferring your assets. Let\u2019s explore your options.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"rbc-hero-img-wrap col-lg-5 \"><div class=\"rbc-hero-img bleed-img-right\" style=\"background-image:url(https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/11\/senior-professionals-stand-in-boardroom-in-page.jpg?w=1600);background-position:center bottom\"><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-image-bleed rbc-block-image-mobile-top alignfull rbc-block-grey rbc-block-image-mobile-inherit\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<p class=\"has-large-font-size wp-block-paragraph\">When you\u2019ve amassed wealth, you may think of insurance as an expense rather than an opportunity. However, insurance strategies have evolved over time. They&#8217;re versatile tools that may offer immediate tax, investment and income uses for you, your family and your business.<\/p>\n<\/div><\/div>\n<\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-flush rbc-block-image-bleed rbc-block-image-mobile-top alignfull rbc-block-image-mobile-inherit\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<div class=\"wp-block-rbcwm-card rbc-card rbc-block-image-overlap-left\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\n\t\t\t\t\t\t\"><div class=\"rbc-card-icon c-white d-none d-lg-flex b-primary\" style=\"\"><span aria-hidden=\"true\" class=\"georgia rbc-card-icon-quote\">\u201c<\/span><\/div>\n<figure class=\"wp-block-rbcwm-blockquote mb-0\"><blockquote class=\"rbc-display\">\u201cFor some people, insurance may be a negative word because it\u2019s usually connected to unfortunate events. In reality, insurance is an essential part of a thorough wealth plan.\u201d<\/blockquote><figcaption class=\"regular\">\n<p class=\"wp-block-paragraph\"><strong><strong>John W. Hamilton<br><\/strong><\/strong>President and Chair<br>RBC Wealth Management Financial Services Inc.<\/p>\n<\/figcaption><\/figure>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-0 flex-lg-row-reverse\"><div class=\"rbc-block-image-bleed-img-wrap  d-flex flex-lg-row-reverse\"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-left\" style=\"background-image:url(https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/11\/holding-hands-coffee-table-3210x2140-1.jpg)\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n\n\n\n<div class=\"wp-block-tk-tabs rbc-tab-expandable rbc-tab-medium overlap-top overlap-bottom\"><nav class=\"rbc-tab-nav\"><div class=\"rbc-tab-scroll-wrap\"><ul role=\"tablist\" class=\"rbc-tab-items\"><li role=\"none\" class=\"rbc-tab-item\"><button aria-controls=\"personalinsurance\" aria-selected=\"false\" role=\"tab\" class=\"single-item rbc-tab-link\"><span class=\"rbc-tab-link-text\"><span data-id=\"0\">Personal insurance<\/span><\/span><\/button><\/li><li role=\"none\" class=\"rbc-tab-item\"><button aria-controls=\"corporateinsurance\" aria-selected=\"false\" role=\"tab\" class=\"single-item rbc-tab-link\"><span class=\"rbc-tab-link-text\"><span data-id=\"1\">Corporate insurance<\/span><\/span><\/button><\/li><\/ul><\/div><\/nav><section class=\"wp-block-tk-blocks-tabs\">\n<div data-tab-id=\"0\" class=\"wp-block-tk-tab-content active\"><section class=\"rbc-tab-content-wrap\"><div id=\"personalinsurance\" role=\"tabpanel\" class=\"rbc-tab-expandable-content rbc-tab-content\"><div class=\"rbc-tab-content-body\">\n<section class=\"wp-block-rbcwm-rbc-block rbc-block\"><div class=\"container\"><div class=\"row justify-content-center\"><div class=\"col-lg-12\">\n<h2 class=\"wp-block-heading\">Make the most of today and tomorrow<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We can work with you and your trusted professionals to help create additional wealth during your lifetime and protect the value of your estate for your family and other beneficiaries. Insurance strategies may also help you maximize the wealth you transfer to your heirs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">How insurance may enhance your wealth planning<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>May protect your assets from market fluctuations with built-in guarantees<\/li>\n\n\n\n<li>Provides liquidity when the unexpected happens<\/li>\n\n\n\n<li>Complements your estate planning with the ability to simplify and effectively cascade wealth to the next generation<\/li>\n\n\n\n<li>Creates additional value for your estate through tax-deferred growth<\/li>\n\n\n\n<li>May be used to offset the impact of taxation at death, allowing your estate to retain additional wealth and ensure the maximum value passes on<\/li>\n\n\n\n<li>Enables you to bypass probate, which offers beneficiary confidentiality and the ability to transfer assets privately outside the estate<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div><\/section><\/div>\n\n\n\n<div data-tab-id=\"1\" class=\"wp-block-tk-tab-content\"><section class=\"rbc-tab-content-wrap\"><div id=\"corporateinsurance\" role=\"tabpanel\" class=\"rbc-tab-expandable-content rbc-tab-content\"><div class=\"rbc-tab-content-body\">\n<section class=\"wp-block-rbcwm-rbc-block rbc-block\"><div class=\"container\"><div class=\"row justify-content-center\"><div class=\"col-lg-12\">\n<h2 class=\"wp-block-heading\">Prepare your business for continued success<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The decisions you make affect the success of your business, so decide to protect it today and for years to come. We can work with you and your trusted professionals to help prepare your organization for the unexpected and plan for the future.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Corporate insurance may help you<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Create additional wealth for your company through tax-deferred growth<\/li>\n\n\n\n<li>Reduce your company\u2019s taxable income and help lower capital gains liability<\/li>\n\n\n\n<li>Facilitate a smooth transition and protect the company\u2019s liquidity<\/li>\n\n\n\n<li>Make funds available to carry out a business succession plan when you retire or pass away<\/li>\n\n\n\n<li>Mitigate costs associated with the loss of key personnel<\/li>\n\n\n\n<li>Encourage employee retention and help protect your company<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div><\/section><\/div>\n<\/section><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block alignfull rbc-block has-white-color has-primary-background-color has-text-color has-background b-primary\"><div class=\"container\"><div class=\"row justify-content-center\"><div class=\"col-lg-12\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-12 has-white-color has-text-color\" id=\"h-high-net-worth-insurance-solutions\">High-net-worth insurance solutions<\/h2>\n\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-block-header-description rbc-block-header-description\">\n<p class=\"has-white-color has-text-color wp-block-paragraph\">Understanding the complex needs of great wealth allows us to focus on helping you feel free of financial worry and better prepared for the future.<\/p>\n<\/div>\n<\/div><\/header>\n\n\n\n<div class=\"row wrap blockId-a0d4acdb-afe2-4b2a-9016-1edc68c13412\">\n<div class=\"wp-block-rbcwm-column col-lg-12\">\n<div class=\"wp-block-rbcwm-cardcta-block rbc-card rbc-card-cta rbc-card-hover rbc-card-cta-translucent ani-card-up rbc-card-mb\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"row\"><div class=\"col d-flex\"><div class=\"row w-100 align-items-start\"><div class=\"rbc-card-cta-col-left mb-1 mb-lg-0 col-xl-4 col-lg-5\"><h3 class=\"rbc-card-cta-title h4\">Life insurance<span class=\"rbc-icon\"><\/span><\/h3><em class=\"rbc-display mb-0\"><blockquote><\/blockquote><\/em><\/div><div class=\"rbc-card-cta-col-right col-xl-8 col-lg-7\"><p class=\"rbc-card-cta-seperator\">Provide financial security for your loved ones and other beneficiaries when you pass away. Discover solutions that may also protect the value of your estate from taxes.<\/p><\/div><\/div><\/div><a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/insurance-solutions\/life\/\" class=\"col-auto align-self-lg-center rbc-card-link-full position-static\"><span class=\"sr-only\">Grow<\/span><div class=\"rbc-icon rbc-card-cta-arrow fa-3x\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-cardcta-block rbc-card rbc-card-cta rbc-card-hover rbc-card-cta-translucent ani-card-up rbc-card-mb\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"row\"><div class=\"col d-flex\"><div class=\"row w-100 align-items-start\"><div class=\"rbc-card-cta-col-left mb-1 mb-lg-0 col-xl-4 col-lg-5\"><h3 class=\"rbc-card-cta-title h4\">Living benefits insurance<span class=\"rbc-icon\"><\/span><\/h3><em class=\"rbc-display mb-0\"><blockquote><\/blockquote><\/em><\/div><div class=\"rbc-card-cta-col-right col-xl-8 col-lg-7\"><p class=\"rbc-card-cta-seperator\">Recovering from a serious accident or illness or needing long-term care may have lasting financial repercussions. Explore options designed to help ease your financial burden.<\/p><\/div><\/div><\/div><a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/insurance-solutions\/living-benefits\/\" class=\"col-auto align-self-lg-center rbc-card-link-full position-static\"><span class=\"sr-only\">Grow<\/span><div class=\"rbc-icon rbc-card-cta-arrow fa-3x\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-cardcta-block rbc-card rbc-card-cta rbc-card-hover rbc-card-cta-translucent ani-card-up\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"row\"><div class=\"col d-flex\"><div class=\"row w-100 align-items-start\"><div class=\"rbc-card-cta-col-left mb-1 mb-lg-0 col-xl-4 col-lg-5\"><h3 class=\"rbc-card-cta-title h4\">Income wealth solutions<span class=\"rbc-icon\"><\/span><\/h3><em class=\"rbc-display mb-0\"><blockquote><\/blockquote><\/em><\/div><div class=\"rbc-card-cta-col-right col-xl-8 col-lg-7\"><p class=\"rbc-card-cta-seperator\">Are you looking for ways to enhance your income and diversify your portfolio? Discover products that offer guaranteed income, investment protection and tax efficiency.<\/p><\/div><\/div><\/div><a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/insurance-solutions\/income\/\" class=\"col-auto align-self-lg-center rbc-card-link-full position-static\"><span class=\"sr-only\">Grow<\/span><div class=\"rbc-icon rbc-card-cta-arrow fa-3x\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block alignfull rbc-block rbc-block-flush-bottom rbc-block-has-overlap rbc-block-small has-white-background-color has-background\"><div class=\"container\"><div class=\"row justify-content-center\"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcwm-rbc-button rbc-button-block row no-gutters align-items-end b-white blockId-e8dfbb66-4f72-45ca-88ba-5ab7806abab8 overlap-bottom\"><div class=\"rbc-card\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"row\"><div class=\"col-lg-8\"><h3 class=\"mb-0 rbc-button-block-title\"><span>Let\u2019s talk about your financial future<\/span><\/h3><hr class=\"hr-mini my-1-half bdr-warm-grey\"\/>\n<p class=\"paragraph-intro wp-block-paragraph\">Connect with RBC Wealth Management Financial Services or speak with your RBC advisor* to learn more about insurance planning.<\/p>\n\n\n\n<p class=\"is-style-disclaimer wp-block-paragraph\">*Advisors at RBC Dominion Securities or RBC Phillips, Hager &amp; North Investment Counsel can assist you with insurance planning.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"col-lg-5\"><a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/contact\/\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-warm-grey rbc-button-block\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-fal fa-angle-right\"><\/i><\/div><span>Contact us<\/span><\/a><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"rbcwm_content_owner":[],"class_list":["post-29","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What we offer - RBC Wealth Management Financial Services<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/insurance-solutions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" 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