{"id":713,"date":"2022-11-14T15:35:44","date_gmt":"2022-11-14T15:35:44","guid":{"rendered":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/?page_id=713"},"modified":"2023-06-22T15:32:06","modified_gmt":"2023-06-22T19:32:06","slug":"protect","status":"publish","type":"page","link":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/how-we-help\/protect\/","title":{"rendered":"Protect your wealth"},"content":{"rendered":"\n<div class=\"wp-block-rbcwm-hero-block rbc-hero-wm  rbc-hero-overlap rbc-hero-overlap-mobile\"><div class=\"container\"><div class=\"row no-gutters\"><div class=\"col-lg-12\"><div class=\"rbc-card rbc-hero-card rbc-hero\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"rbc-hero-body-content\"><h1 class=\"rbc-hero-title\"><span>Protect your wealth<\/span><\/h1><span class=\"rbc-hero-category\"><span>How we help<\/span><\/span><hr class=\"rbc-hero-hr hr-mini bdr-accent\"\/>\n<p class=\"has-large-font-size wp-block-paragraph\">Explore how insurance solutions may help you protect the value of your estate and fund your estate&#8217;s tax liabilities.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block alignfull rbc-block has-white-color has-primary-background-color has-text-color has-background b-primary\"><div class=\"container\"><div class=\"row justify-content-center\"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcwm-columns container wrap\"><div class=\"row wrap blockId-2f370d59-e77c-46d1-bd36-a95daf693d71\">\n<div class=\"wp-block-rbcwm-column col-md-6 col-lg-6  mb-3 mb-lg-0\">\n<h2 class=\"wp-block-heading h3 mb-0&quot; has-white-color has-text-color\" id=\"h-preserve-your-lifestyle-and-your-legacy\">Preserve your lifestyle and your legacy<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-md-6 col-lg-6\">\n<p class=\"wp-block-paragraph\">Enjoy the peace of mind that comes from knowing you will live comfortably in retirement and potentially leave something for your family in your future estate. At RBC Wealth Management Financial Services, we can help you and your trusted professionals identify opportunities to protect and preserve your wealth.<\/p>\n<\/div>\n<\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<div class=\"wp-block-tk-tabs rbc-tab-expandable rbc-tab-medium overlap-top overlap-bottom rbc-block-grey\"><nav class=\"rbc-tab-nav\"><div class=\"rbc-tab-scroll-wrap\"><ul role=\"tablist\" class=\"rbc-tab-items\"><li role=\"none\" class=\"rbc-tab-item\"><button aria-controls=\"usinglifeinsurance\" aria-selected=\"false\" role=\"tab\" class=\"single-item rbc-tab-link\"><span class=\"rbc-tab-link-text\"><span data-id=\"0\">Using life insurance<\/span><\/span><\/button><\/li><li role=\"none\" class=\"rbc-tab-item\"><button aria-controls=\"usinglivingbenefitsinsurance\" aria-selected=\"false\" role=\"tab\" class=\"single-item rbc-tab-link\"><span class=\"rbc-tab-link-text\"><span data-id=\"1\">Using living benefits insurance<\/span><\/span><\/button><\/li><li role=\"none\" class=\"rbc-tab-item\"><button aria-controls=\"usingincomewealthsolutions\" aria-selected=\"false\" role=\"tab\" class=\"single-item rbc-tab-link\"><span class=\"rbc-tab-link-text\"><span data-id=\"2\">Using income wealth solutions <\/span><\/span><\/button><\/li><\/ul><\/div><\/nav><section class=\"wp-block-tk-blocks-tabs\">\n<div data-tab-id=\"0\" class=\"wp-block-tk-tab-content active\"><section class=\"rbc-tab-content-wrap\"><div id=\"usinglifeinsurance\" role=\"tabpanel\" class=\"rbc-tab-expandable-content rbc-tab-content\"><div class=\"rbc-tab-content-body\">\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-flush rbc-block-image-bleed rbc-block-image-mobile-top alignfull rbc-block-grey rbc-block-image-mobile-inherit\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<h2 class=\"wp-block-heading\" id=\"h-safeguard-your-estate\">Safeguard your estate<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Without proper planning, the value of your assets could be reduced by a hefty tax bill. While the tax bill may be relatively low today, it may increase over time as your assets do. Your estate may not have enough liquid assets or cash on hand to pay this bill and may have to decide which assets to sell to fulfill the obligation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-prepare-for-future-estate-costs\">Prepare for future estate costs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/insurance-solutions\/life\/\" data-type=\"URL\" data-id=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/insurance-solutions\/life\/\">Life insurance<\/a> may help leave your estate intact. It is the most cost-effective method of funding the tax liability associated with transferring your assets when you die. A policy benefit offers immediate and tax-free liquidity to help meet other estate obligations, which may include probate and settlement costs. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rely on our in-depth knowledge to determine the appropriate coverage for your personal and corporate needs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Life insurance may help with<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Estate planning<\/li>\n\n\n\n<li>Tax planning<\/li>\n\n\n\n<li>Retirement fund creation<\/li>\n\n\n\n<li>Wealth accumulation<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-2\"><div class=\"rbc-block-image-bleed-img-wrap \"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-right\" style=\"background-image:url(https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/11\/mature-woman-reviews-documents-in-kitchen-in-page.jpg)\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n<\/div><\/div><\/section><\/div>\n\n\n\n<div data-tab-id=\"1\" class=\"wp-block-tk-tab-content\"><section class=\"rbc-tab-content-wrap\"><div id=\"usinglivingbenefitsinsurance\" role=\"tabpanel\" class=\"rbc-tab-expandable-content rbc-tab-content\"><div class=\"rbc-tab-content-body\">\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-flush rbc-block-image-bleed rbc-block-image-mobile-top alignfull rbc-block-image-mobile-inherit\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<h2 class=\"wp-block-heading\" id=\"h-survive-and-thrive\">Survive and thrive<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Most people think of using insurance to protect what they own or provide for loved ones when they pass away. But what happens if you&#8217;re diagnosed with an illness, survive a severe accident, or can no longer care for yourself due to illness or age?<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-protect-your-financial-stability\">Protect your financial stability<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/insurance-solutions\/living-benefits\/\">Living benefits insurance<\/a> provides you with funds if you cannot work, have to pay additional recuperative costs due to your medical condition, or can no longer live independently. There are three types of living benefits: disability insurance, critical illness insurance and long-term care insurance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Living benefits help you when you&#8217;re unable to work, recovering or require care at home or in a retirement residence. These benefits help protect your financial stability, so you can focus on living well today and tomorrow.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Living benefits insurance may help with<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accommodating health-related needs<\/li>\n\n\n\n<li>Income replacement<\/li>\n\n\n\n<li>Long-term care expenses<\/li>\n\n\n\n<li>Maintaining your lifestyle<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-2\"><div class=\"rbc-block-image-bleed-img-wrap \"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-right\" style=\"background-image:url(https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/11\/family-watches-ipad-in-living-room-in-page.jpg)\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n<\/div><\/div><\/section><\/div>\n\n\n\n<div data-tab-id=\"2\" class=\"wp-block-tk-tab-content\"><section class=\"rbc-tab-content-wrap\"><div id=\"usingincomewealthsolutions\" role=\"tabpanel\" class=\"rbc-tab-expandable-content rbc-tab-content\"><div class=\"rbc-tab-content-body\">\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-flush rbc-block-image-bleed rbc-block-image-mobile-top alignfull rbc-block-image-mobile-inherit\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<h2 class=\"wp-block-heading\" id=\"h-enjoy-peace-of-mind\">Enjoy peace of mind<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Everyone would like higher returns, but few are willing to assume the higher risks usually associated with those types of investments. With that in mind, you may want to consider a segregated fund.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-preserve-your-principal\">Preserve your principal<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/insurance-solutions\/income\/#traditionalSegregatedFunds\" data-type=\"URL\" data-id=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/insurance-solutions\/income\/#traditionalSegregatedFunds\">Traditional segregated funds<\/a> are an insurance-based solution that combines capital protection and growth. Although they are like mutual funds, segregated funds provide a maturity guarantee and a death benefit guarantee for added peace of mind. Regardless of market performance, these funds guarantee 75 percent to 100 percent of your principal at maturity.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These funds also offer you the flexibility for diversity and growth potential. Let us help you and your trusted professional find the traditional segregated fund that suits your needs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Income wealth solutions may help with<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Potential capital growth<\/li>\n\n\n\n<li>Principal protection<\/li>\n\n\n\n<li>Risk management<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-2\"><div class=\"rbc-block-image-bleed-img-wrap \"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-right\" style=\"background-image:url(https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/11\/senior-couple-signing-document-with-advisor-in-page.jpg)\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n<\/div><\/div><\/section><\/div>\n<\/section><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-flush rbc-block-image-bleed rbc-block-image-mobile-top alignfull rbc-block-image-mobile-inherit rbc-block-image-flush-content\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<div class=\"wp-block-rbcwm-card rbc-card rbc-block-image-overlap-left rbc-card-flush-x-mobile\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\n\t\t\t\t\t\t\"><div class=\"rbc-card-icon c-white d-none d-lg-flex b-primary\" style=\"\"><span aria-hidden=\"true\" class=\"georgia rbc-card-icon-quote\">\u201c<\/span><\/div>\n<figure class=\"wp-block-rbcwm-blockquote mb-0\"><blockquote class=\"rbc-display\">\u201cRBC Wealth Management Financial Services Inc. continues to enhance our client experience and ensure all areas of our client\u2019s financial affairs are taken care of. They support our clients with everything from business succession planning to wealth preservation to guiding the transitioning of wealth to the next generation. Their expertise is unmatched and an integral part of the wealth planning process.\u201d<\/blockquote><figcaption class=\"regular\">\n<p class=\"wp-block-paragraph\"><strong>Alexander Tettmar<br><\/strong>Senior Portfolio Manager and Wealth Advisor<br>Tettmar Private Wealth Management<br>RBC Dominion Securities Inc.<\/p>\n<\/figcaption><\/figure>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-0 flex-lg-row-reverse\"><div class=\"rbc-block-image-bleed-img-wrap  d-flex flex-lg-row-reverse\"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-left\" style=\"background-image:url(https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/11\/finance_paperwork_01_2250x1500.jpg)\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block alignfull rbc-block rbc-block-flush-bottom rbc-block-has-overlap rbc-block-small has-white-background-color has-background\"><div class=\"container\"><div class=\"row justify-content-center\"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcwm-rbc-button rbc-button-block row no-gutters align-items-end b-white blockId-e8dfbb66-4f72-45ca-88ba-5ab7806abab8 overlap-bottom\"><div class=\"rbc-card\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"row\"><div class=\"col-lg-8\"><h3 class=\"mb-0 rbc-button-block-title\"><span>Let\u2019s talk about your financial future<\/span><\/h3><hr class=\"hr-mini my-1-half bdr-warm-grey\"\/>\n<p class=\"paragraph-intro wp-block-paragraph\">Connect with RBC Wealth Management Financial Services or speak with your RBC advisor* to learn more about insurance planning.<\/p>\n\n\n\n<p class=\"is-style-disclaimer wp-block-paragraph\">*Advisors at RBC Dominion Securities or RBC Phillips, Hager &amp; North Investment Counsel can assist you with insurance planning.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"col-lg-5\"><a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/contact\/\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-warm-grey rbc-button-block\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-fal fa-angle-right\"><\/i><\/div><span>Contact us<\/span><\/a><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block alignfull rbc-block has-white-color has-primary-background-color has-text-color has-background b-primary\"><div class=\"container\"><div class=\"row justify-content-center\"><div class=\"col-lg-12\">\n<h2 class=\"wp-block-heading has-white-color has-text-color\" id=\"h-get-the-most-out-of-life\">Get The Most Out Of Life<sup>\u00ae<\/sup><\/h2>\n\n\n\n<div class=\"wp-block-rbcwm-cardcta-block rbc-card rbc-card-cta rbc-card-hover rbc-card-cta-translucent ani-card-up rbc-card-mb\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"row\"><div class=\"col d-flex\"><div class=\"row w-100 align-items-start\"><div class=\"rbc-card-cta-col-left mb-1 mb-lg-0 col-xl-4 col-lg-5\"><h3 class=\"rbc-card-cta-title h4\">Transfer your wealth<span class=\"rbc-icon\"><\/span><\/h3><em class=\"rbc-display mb-0\"><blockquote><\/blockquote><\/em><\/div><div class=\"rbc-card-cta-col-right col-xl-8 col-lg-7\"><p class=\"rbc-card-cta-seperator\">Discover how insurance solutions may help you prepare for what happens with your estate\u2014and provide for your beneficiaries and the causes you care about\u2014after you\u2019re gone.<\/p><\/div><\/div><\/div><a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/how-we-help\/transfer\/\" class=\"col-auto align-self-lg-center rbc-card-link-full position-static\"><span class=\"sr-only\">Grow<\/span><div class=\"rbc-icon rbc-card-cta-arrow fa-3x\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-cardcta-block rbc-card rbc-card-cta rbc-card-hover rbc-card-cta-translucent ani-card-up\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"row\"><div class=\"col d-flex\"><div class=\"row w-100 align-items-start\"><div class=\"rbc-card-cta-col-left mb-1 mb-lg-0 col-xl-4 col-lg-5\"><h3 class=\"rbc-card-cta-title h4\">Create additional wealth<span class=\"rbc-icon\"><\/span><\/h3><em class=\"rbc-display mb-0\"><blockquote><\/blockquote><\/em><\/div><div class=\"rbc-card-cta-col-right col-xl-8 col-lg-7\"><p class=\"rbc-card-cta-seperator\">We can show you how insurance solutions may protect against the risk of future financial loss and help generate additional retirement income.<\/p><\/div><\/div><\/div><a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/how-we-help\/create\/\" class=\"col-auto align-self-lg-center rbc-card-link-full position-static\"><span class=\"sr-only\">Grow<\/span><div class=\"rbc-icon rbc-card-cta-arrow fa-3x\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block alignfull rbc-block rbc-block-grey has-white-color has-block-grey-background-color has-text-color has-background has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row justify-content-center\"><div class=\"col-lg-12\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-8 has-primary-color has-text-color\" id=\"h-related-strategies\">Related strategies<\/h2>\n\n\n\n\n<div class=\"wp-block-rbcwm-block-header-link col-lg-4 rbc-block-header-cta-wrap text-lg-right text-left mb-half mb-lg-0\">\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/how-we-help\/insurance-strategies\/\" data-type=\"page\" data-id=\"743\" class=\"link-cta link-chev\">Browse all strategies<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-block-header-description rbc-block-header-description\">\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div>\n<\/div><\/header>\n\n\n\n<div class=\"wp-block-rbcwm-card rbc-card rbc-card-mb\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\n\t\t\t\t\t\t\">\n<div class=\"row blockId-4865fb53-ee7e-40e5-831f-5f4a24c2d956\">\n<div class=\"wp-block-rbcwm-column col-md-6  mb-1-half mb-lg-2-half\">\n<h4 class=\"wp-block-heading\" id=\"h-estate-preservation\">Estate preservation<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Offset costs incurred at death by having life insurance proceeds pay them for you. The preferred status of tax-exempt life insurance may help you maximize the value of your estate and the value transferred to the next generation.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-md-6  mb-1-half mb-lg-2-half\">\n<h4 class=\"wp-block-heading\" id=\"h-securing-your-income\">Securing your income<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Traditional segregated funds help preserve what you have built and may capture future market growth. Income segregated funds provide guarantees for a stable retirement income, regardless of market changes.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-md-6  mb-1-half mb-lg-2-half\">\n<h4 class=\"wp-block-heading\" id=\"h-executive-insurance-planning\">Executive insurance planning<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Consider providing life insurance coverage for your executives. This offers protection for their family if they die, and the business may benefit from an investment offering tax-deferred growth.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-md-6  mb-1-half mb-lg-2-half\">\n<h4 class=\"wp-block-heading\" id=\"h-key-person-protection\">Key person protection<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">People play a crucial role in your company. In the event of their disability, illness or death, a costly void may be created. Life or living benefits insurance on key people may help mitigate these costs.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":677,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"rbcwm_content_owner":[],"class_list":["post-713","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Protect your wealth - RBC Wealth Management Financial Services<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/en-ca\/how-we-help\/protect\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Protect your wealth - 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