{"id":335,"date":"2022-10-27T18:38:40","date_gmt":"2022-10-27T22:38:40","guid":{"rendered":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/?page_id=335"},"modified":"2025-04-11T14:03:48","modified_gmt":"2025-04-11T18:03:48","slug":"income","status":"publish","type":"page","link":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/insurance-solutions\/income\/","title":{"rendered":"Solutions de revenu"},"content":{"rendered":"\n<div class=\"wp-block-rbcwm-hero-block rbc-hero-wm  rbc-hero-overlap rbc-hero-overlap-mobile rbc-hero-nw90oqs03 hide-mobile-energy-lines\"><style>\n\t\t.rbc-hero-nw90oqs03.is-style-rbc-hero-gradient::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-nw90oqs03.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-nw90oqs03.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before {\n\t\t\tbackground: linear-gradient(180deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-nw90oqs03 .rbc-hero-energy-lines.rbc-hero-energy-lines-left {\n\t\t\ttransform: scaleX(-1);\n\t\t}\n\n\t\t@media (max-width: 991px) {\n\t\t\t.rbc-hero-nw90oqs03.is-style-rbc-hero-gradient::before,\n\t\t\t.rbc-hero-nw90oqs03.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before,\n\t\t\t.rbc-hero-nw90oqs03.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\t\tbackground: none;\n\t\t\t}\n\n\t\t\t.rbc-hero-nw90oqs03.rbc-hero-has-image-full.hide-mobile-energy-lines .rbc-hero-energy-lines {\n\t\t\t\tdisplay: none;\n\t\t\t}\n\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-nw90oqs03.is-style-rbc-hero-gradient .rbc-hero-img-wrap::after {\n\t\t\t\tbackground: linear-gradient( 0deg, #023169 0%, rgba(94, 120, 131, 0) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-nw90oqs03.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .rbc-hero-img-wrap::before,\n            .wp-block-rbcwm-hero-block.rbc-hero-nw90oqs03.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .container .rbc-hero-img-wrap::before {\n\t\t\t\tbackground: linear-gradient( 180deg, #023169 0%, rgba( 94, 120, 131, 0 ) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-nw90oqs03.is-style-rbc-hero-gradient .rbc-hero-card {\n\t\t\t\tbackground: #023169;\n\t\t\t}\n\t\t}\n\t<\/style><div class=\"container\"><div class=\"row no-gutters\"><div class=\"col-lg-12 rbc-hero-card-content\"><div class=\"rbc-card rbc-hero-card rbc-hero has-content\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"rbc-hero-body-content\"><h1 class=\"rbc-hero-title\"><span>Solutions de revenu<\/span><\/h1><span class=\"rbc-hero-category\"><span>Notre offre<\/span><\/span><hr class=\"rbc-hero-hr hr-mini bdr-accent\"\/>\n<p class=\"has-large-font-size wp-block-paragraph\">Cherchez-vous des moyens d\u2019augmenter vos revenus et de diversifier votre portefeuille? D\u00e9couvrez des produits efficaces en mati\u00e8re d\u2019imp\u00f4t qui procurent un revenu garanti et une protection des placements.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"rbc-hero-img-wrap col-lg-5 order-2 order-lg-1\"><\/div><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-grey rbc-block-image-bleed rbc-block-image-mobile-top alignfull rbc-block-flush-bottom content-detail rbc-block-image-mobile-inherit has-block-grey-background-color has-background\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<p class=\"wp-block-paragraph\">Chez Services financiers RBC Gestion de patrimoine, nous collaborons avec vous et avec vos professionnels de confiance pour d\u00e9terminer quelles solutions de revenu r\u00e9pondent \u00e0 vos besoins de planification du patrimoine. Ces solutions qui incluent des rentes et des fonds distincts peuvent aider \u00e0 diversifier ou \u00e0 optimiser votre portefeuille de placements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9tant donn\u00e9 qu\u2019il s\u2019agit de produits d\u2019assurance, ceux-ci peuvent \u00eatre transmis aux b\u00e9n\u00e9ficiaires sans passer par le r\u00e8glement de la succession et sans \u00eatre assujettis aux frais d\u2019homologation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-rentes\">Rentes<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Votre retraite peut comprendre un revenu constant garanti.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-notions-de-base\">Notions de base<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La retraite signale la fin de votre vie active et du confort que vous donne une source de revenu r\u00e9guli\u00e8re. Si la perte de ce revenu peut sembler pr\u00e9occupante, la rente viag\u00e8re pourrait vous procurer un revenu constant garanti.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Une rente, qui est un placement non liquide, vous versera un capital et un int\u00e9r\u00eat pendant une p\u00e9riode de temps d\u00e9termin\u00e9e en \u00e9change d\u2019un montant forfaitaire pay\u00e9 \u00e0 la compagnie d\u2019assurances. Elle peut constituer un moyen efficace de payer les frais fixes \u00e0 la retraite.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Quel en est l\u2019int\u00e9r\u00eat? Vous n\u2019\u00e9puiserez jamais le revenu d\u00e9coulant des rentes viag\u00e8res, et seul le revenu d\u2019int\u00e9r\u00eat est imposable. En outre, la tranche imposable du versement de rente est habituellement beaucoup moins \u00e9lev\u00e9e que celle d\u2019autres placements \u00e0 revenu fixe tels que les certificats de placement garanti (CPG). Les rentes vous procurent plus d\u2019argent sans que vous ayez \u00e0 r\u00e9investir les fonds \u00e0 un taux d\u2019int\u00e9r\u00eat futur inconnu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les propri\u00e9taires d\u2019entreprise qui cherchent \u00e0 cr\u00e9er un revenu de retraite tout en maximisant leurs avantages d\u2019affaires peuvent combiner une rente \u00e0 une police d\u2019assurance vie.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-fonds-distincts-traditionnels\">Fonds distincts traditionnels<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Prot\u00e9ger ce que vous avez accumul\u00e9 tout en ayant la possibilit\u00e9 de le faire cro\u00eetre.<br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-notions-de-base-0\">Notions de base<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">De nombreux Canadiens sont insatisfaits des rendements des CPG et des d\u00e9p\u00f4ts \u00e0 terme dans le contexte actuel. Pourtant, ils ne veulent pas assumer le risque suppl\u00e9mentaire li\u00e9 aux fonds communs de placement ou aux placements en actions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous cherchez \u00e0 faire fructifier, \u00e0 prot\u00e9ger et \u00e0 transmettre votre patrimoine, les fonds distincts traditionnels pourraient r\u00e9pondre \u00e0 vos besoins. Ils procurent un potentiel de croissance du capital, la souplesse de la diversification, le choix des placements et la s\u00e9curit\u00e9. De tels fonds vous aident \u00e0 prot\u00e9ger ce que vous avez b\u00e2ti et \u00e0 saisir la croissance future du march\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c0 l\u2019instar des fonds communs de placement, les fonds distincts sont g\u00e9r\u00e9s et investis professionnellement dans un portefeuille de titres diversifi\u00e9s. Toutefois, la composante en assurance des fonds distincts vous offre d\u2019autres avantages, tels que la garantie du capital et la garantie applicable \u00e0 la prestation de d\u00e9c\u00e8s, la capacit\u00e9 d\u2019immobiliser la croissance du march\u00e9 et le potentiel de protection contre les cr\u00e9anciers.<br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les propri\u00e9taires d\u2019entreprise pourraient envisager ce type de placement assurable lorsqu\u2019ils cherchent \u00e0 faire cro\u00eetre leurs avoirs de fa\u00e7on prudente.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-fonds-distincts-a-revenu\">Fonds distincts \u00e0 revenu<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vous n\u2019avez pas de r\u00e9gime de retraite \u00e0 prestations d\u00e9termin\u00e9es ? Aucun probl\u00e8me.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-notions-de-base-1\">Notions de base<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">De moins en moins de soci\u00e9t\u00e9s offrent des r\u00e9gimes de retraite \u00e0 prestations d\u00e9termin\u00e9es, lesquels fournissent un revenu de retraite continu, en raison des co\u00fbts et risques li\u00e9s \u00e0 leur administration. Pour cette raison, nombre de personnes doivent tirer la part la plus importante de leur revenu de retraite de leurs \u00e9pargnes et placements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les fonds distincts \u00e0 revenu ont \u00e9t\u00e9 con\u00e7us pour aider les Canadiens qui n\u2019ont pas de r\u00e9gime de retraite \u00e0 prestations d\u00e9termin\u00e9es \u00e0 mieux g\u00e9rer leurs \u00e9pargnes avant et pendant la retraite. Il vous procure un choix de placement, le potentiel de croissance du capital et la diversification, ainsi que la libert\u00e9 de d\u00e9cider \u00e0 quel moment commencer et de d\u00e9terminer de quels revenus vous avez besoin.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Comme les fonds distincts traditionnels, un fonds distinct \u00e0 revenu offre une garantie applicable \u00e0 la prestation de d\u00e9c\u00e8s et une garantie applicable \u00e0 l\u2019\u00e9ch\u00e9ance. La plupart des gens y ont recours pour obtenir un flux de revenu \u00e0 vie constant et pour financer leur retraite.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les propri\u00e9taires d\u2019entreprise pourraient envisager ce type de placement assurable lorsqu\u2019ils cherchent \u00e0 cr\u00e9er une source de revenu d\u2019entreprise garanti.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-rentes-a-taux-garanti-rtg\">Rentes \u00e0 taux garanti (RTG)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Recevoir des rendements pr\u00e9visibles prot\u00e9g\u00e9s contre l\u2019exposition au march\u00e9.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-notions-de-base-2\">Notions de base<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les RTG sont les CPG du secteur de l\u2019assurance. Elles offrent un taux d\u2019int\u00e9r\u00eat fixe comparable \u00e0 celui des CPG. En outre, ces rentes procurent des avantages tels que la possibilit\u00e9 d\u2019\u00e9viter l\u2019homologation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Offertes dans une vaste gamme d\u2019\u00e9ch\u00e9ances, les RTG peuvent aider \u00e0 sauvegarder votre capital pour r\u00e9pondre \u00e0 vos besoins en patrimoine \u00e0 court terme et \u00e0 long terme. Les \u00e9ch\u00e9ances habituelles varient de 30 jours \u00e0 10 ans.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-2\"><div class=\"rbc-block-image-bleed-img-wrap \"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-right\" data-src=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-content\/uploads\/sites\/2\/2022\/11\/people_family_12_2250x1500.jpg\" data-lazy=\"true\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity&quot;,&quot;remove&quot;:&quot;ani-opacity-from&quot;}\"><\/div><\/div>\n<div class=\"wp-block-rbcwm-card rbc-card rbc-block-image-bleed-content rbc-block-image-bleed-content-desktop rbc-card-flush-x-mobile\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"rbc-card-icon c-white d-none d-lg-flex b-primary\" style=\"\"><span aria-hidden=\"true\" class=\"georgia rbc-card-icon-quote\">\u201c<\/span><\/div><div>\n<figure class=\"wp-block-rbcwm-blockquote mb-0\"><blockquote class=\"rbc-display mb-1\">\u00ab En fait, ce n\u2019est pas ce que font nos clients qui importe le plus, c\u2019est ce qu\u2019il leur reste. Nos sp\u00e9cialistes nous aident \u00e0 maximiser notre valeur en procurant \u00e0 nos clients des conseils judicieux au moment o\u00f9 ils en ont le plus besoin. \u00bb<\/blockquote><figcaption class=\"regular\">\n<p class=\"wp-block-paragraph\"><strong>Michael Bogle<br><\/strong>Conseiller en placement et en patrimoine principal, planificateur financier<br>Le Groupe de patrimoine priv\u00e9 Bogle<br>RBC Dominion valeurs mobili\u00e8res Inc.<\/p>\n<\/figcaption><\/figure>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block alignfull rbc-block rbc-block-flush-bottom rbc-block-grey rbc-block-has-overlap has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row justify-content-center\"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcwm-rbc-button rbc-button-block row no-gutters align-items-end b-white blockId-cb03265c-dd1d-417d-a28e-a16a29bab68c blockId-c9a6012b-04ae-4222-9dfe-3388756f80de overlap-bottom\"><div class=\"rbc-card\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"row\"><div class=\"col-lg-8\"><h3 class=\"mb-0 rbc-button-block-title\"><span>Parlons de votre avenir financier<\/span><\/h3><hr class=\"hr-mini my-1-half bdr-warm-grey\"\/>\n<p class=\"paragraph-intro wp-block-paragraph\">Communiquez avec Services financiers RBC Gestion de patrimoine ou parlez \u00e0 votre conseiller RBC pour en savoir plus sur la planification d\u2019assurance.*<\/p>\n\n\n\n<p class=\"is-style-disclaimer wp-block-paragraph\">*Les conseillers chez RBC Dominion valeurs mobili\u00e8res ou chez RBC Phillips, Hager &amp; North Services-conseils en placements peuvent vous aider en mati\u00e8re de planification d\u2019assurance.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"col-lg-5\"><a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/contact\/\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-warm-grey rbc-button-block\" rel=\"noopener\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-fal fa-angle-right\"><\/i><\/div><span>Communiquez avec nous<\/span><\/a><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block alignfull rbc-block rbc-block-flush-bottom rbc-block-has-overlap has-white-background-color has-background\"><div class=\"container\"><div class=\"row justify-content-center\"><div class=\"col-lg-12\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-12\" id=\"h-ressources-pratiques\">Ressources pratiques<\/h2>\n\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-block-header-description rbc-block-header-description\">\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div>\n<\/div><\/header>\n\n\n\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col-lg-12\">\n\t\t\t\t<div class=\"row overlap-bottom\">\n\t\t\t\t\t\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2022\/11\/people_couple_41_2250x1500.jpg?w=1024');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>Rentes et retraite : les cinq choses principales que les gens doivent savoir<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tRetraite\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/article\/annuities-and-retirement-top-five-things-individuals-need-to-know\/\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t7 minutes de lecture\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; Rentes et retraite : les cinq choses principales que les gens doivent savoir<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\t\t\t\t\t\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2022\/11\/woman-writing-in-notebook.jpeg?w=1024');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>L\u2019assurance est-elle la pi\u00e8ce manquante du casse-t\u00eate de votre gestion de patrimoine ?<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tPlanification patrimoniale\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/article\/is-insurance-the-missing-piece-in-your-wealth-transfer-puzzle\/\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t6 minutes de lecture\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; L\u2019assurance est-elle la pi\u00e8ce manquante du casse-t\u00eate de votre gestion de patrimoine ?<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2022\/11\/woman-sitting-with-dog-on-sofa.jpeg?w=1024');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>Aucun probl\u00e8me, je suis c\u00e9libataire : Les raisons de souscrire une assurance<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tAssurance\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/article\/im-good-im-single-the-realities-of-why-you-need-insurance\/\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t9 minutes de lecture\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; Aucun probl\u00e8me, je suis c\u00e9libataire : Les raisons de souscrire une assurance<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-12\">\n\t\t\t\t\t\t\t<div class=\"rbc-button-block row no-gutters align-items-end rbc-block-spacer-t justify-content-end\">\n\t\t\t\t\t\t\t\t<div class=\"col-lg-5 order-1\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/resources\/\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-secondary rbc-button-block\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"rbc-icon rbc-button-icon-right\">\n\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\tD\u00e9couvrez nos ressources\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block alignfull rbc-block rbc-block-grey has-white-color has-block-grey-background-color has-text-color has-background\"><div class=\"container\"><div class=\"row justify-content-center\"><div class=\"col-lg-12\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-12\" id=\"h-plus-de-solutions-d-assurance\">Plus de solutions d\u2019assurance<\/h2>\n\n<\/div><\/header>\n\n\n\n<div class=\"row wrap blockId-60c35143-4381-4833-a28b-281fce60504b\">\n<div class=\"wp-block-rbcwm-column col-md-12\">\n<div class=\"wp-block-rbcwm-cardcta-block rbc-card rbc-card-cta rbc-card-hover rbc-card-mb\" data-observe=\"{&quot;add&quot;:&quot;ani-card-up&quot;,&quot;remove&quot;:&quot;ani-card-up-from&quot;}\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"row\"><div class=\"col d-flex\"><div class=\"row w-100 align-items-start\"><div class=\"rbc-card-cta-col-left mb-1 mb-lg-0 col-xl-4 col-lg-5\"><h3 class=\"rbc-card-cta-title h4\">Assurance vie<span class=\"rbc-icon\"><\/span><\/h3>\n<figure class=\"wp-block-rbcwm-blockquote mb-0\"><blockquote class=\"rbc-display\"><\/blockquote><\/figure>\n<\/div><div class=\"rbc-card-cta-col-right col-xl-8 col-lg-7\"><p class=\"rbc-card-cta-seperator\">Procurez une s\u00e9curit\u00e9 financi\u00e8re aux proches et aux autres b\u00e9n\u00e9ficiaires \u00e0 votre d\u00e9c\u00e8s. D\u00e9couvrez des solutions qui peuvent \u00e9galement prot\u00e9ger la valeur de votre succession contre l\u2019imp\u00f4t.<\/p><\/div><\/div><\/div><a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/insurance-solutions\/life\/\" class=\"col-auto align-self-lg-center rbc-card-link-full position-static\"><span class=\"sr-only\">Grow<\/span><div class=\"rbc-icon rbc-card-cta-arrow fa-3x\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-cardcta-block rbc-card rbc-card-cta rbc-card-hover\" data-observe=\"{&quot;add&quot;:&quot;ani-card-up&quot;,&quot;remove&quot;:&quot;ani-card-up-from&quot;}\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"row\"><div class=\"col d-flex\"><div class=\"row w-100 align-items-start\"><div class=\"rbc-card-cta-col-left mb-1 mb-lg-0 col-xl-4 col-lg-5\"><h3 class=\"rbc-card-cta-title h4\">Assurance \u00e0 prestations du vivant<span class=\"rbc-icon\"><\/span><\/h3>\n<figure class=\"wp-block-rbcwm-blockquote mb-0\"><blockquote class=\"rbc-display\"><\/blockquote><\/figure>\n<\/div><div class=\"rbc-card-cta-col-right col-xl-8 col-lg-7\"><p class=\"rbc-card-cta-seperator\">La convalescence \u00e0 la suite d\u2019un accident ou d\u2019une maladie grave ou le besoin de soins de longue dur\u00e9e peut avoir des r\u00e9percussions financi\u00e8res durables. Explorez les diff\u00e9rentes options con\u00e7ues pour all\u00e9ger votre fardeau financier.<\/p><\/div><\/div><\/div><a href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/insurance-solutions\/living-benefits\/\" class=\"col-auto align-self-lg-center rbc-card-link-full position-static\"><span class=\"sr-only\">Grow<\/span><div class=\"rbc-icon rbc-card-cta-arrow fa-3x\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":29,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"rbcwm_content_owner":[],"class_list":["post-335","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Solutions de revenu - Services financiers RBC Gestion de patrimoine inc.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/insurance-solutions\/income\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Solutions de revenu - Services financiers RBC Gestion de patrimoine inc.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/insurance-solutions\/income\/\" \/>\n<meta property=\"og:site_name\" content=\"Services financiers RBC Gestion de patrimoine inc.\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-11T18:03:48+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/insurance-solutions\\\/income\\\/\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/insurance-solutions\\\/income\\\/\",\"name\":\"Solutions de revenu - Services financiers RBC Gestion de patrimoine inc.\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/#website\"},\"datePublished\":\"2022-10-27T22:38:40+00:00\",\"dateModified\":\"2025-04-11T18:03:48+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/insurance-solutions\\\/income\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/insurance-solutions\\\/income\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/insurance-solutions\\\/income\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Notre offre\",\"item\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/insurance-solutions\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Solutions de revenu\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/#website\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/\",\"name\":\"Services financiers RBC Gestion de patrimoine inc.\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/#organization\",\"name\":\"RBC Gestion de Patrimoine Services Financiers\",\"alternateName\":\"RBC Gestion de Patrimoine Services Financiers\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/3\\\/2022\\\/11\\\/rbc.png\",\"contentUrl\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/3\\\/2022\\\/11\\\/rbc.png\",\"width\":3000,\"height\":2000,\"caption\":\"RBC Gestion de Patrimoine Services Financiers\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagementfinancialservices.com\\\/fr-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Solutions de revenu - Services financiers RBC Gestion de patrimoine inc.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/insurance-solutions\/income\/","og_locale":"fr_CA","og_type":"article","og_title":"Solutions de revenu - Services financiers RBC Gestion de patrimoine inc.","og_url":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/insurance-solutions\/income\/","og_site_name":"Services financiers RBC Gestion de patrimoine inc.","article_modified_time":"2025-04-11T18:03:48+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/insurance-solutions\/income\/","url":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/insurance-solutions\/income\/","name":"Solutions de revenu - Services financiers RBC Gestion de patrimoine inc.","isPartOf":{"@id":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/#website"},"datePublished":"2022-10-27T22:38:40+00:00","dateModified":"2025-04-11T18:03:48+00:00","breadcrumb":{"@id":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/insurance-solutions\/income\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/insurance-solutions\/income\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/insurance-solutions\/income\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Notre offre","item":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/insurance-solutions\/"},{"@type":"ListItem","position":2,"name":"Solutions de revenu"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/#website","url":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/","name":"Services financiers RBC Gestion de patrimoine inc.","description":"","publisher":{"@id":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/#organization","name":"RBC Gestion de Patrimoine Services Financiers","alternateName":"RBC Gestion de Patrimoine Services Financiers","url":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2022\/11\/rbc.png","contentUrl":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2022\/11\/rbc.png","width":3000,"height":2000,"caption":"RBC Gestion de Patrimoine Services Financiers"},"image":{"@id":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/#\/schema\/logo\/image\/"}}]}},"jetpack_sharing_enabled":true,"publishpress_future_action":{"enabled":false,"date":"2026-10-17 21:37:39","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"rbcwm_content_owner","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Services financiers RBC Gestion de patrimoine inc.","distributor_original_site_url":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca","push-errors":false,"last_revision_date":"2025-04-11 14:03:47","_links":{"self":[{"href":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-json\/wp\/v2\/pages\/335","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-json\/wp\/v2\/comments?post=335"}],"version-history":[{"count":69,"href":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-json\/wp\/v2\/pages\/335\/revisions"}],"predecessor-version":[{"id":3549,"href":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-json\/wp\/v2\/pages\/335\/revisions\/3549"}],"up":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-json\/wp\/v2\/pages\/29"}],"wp:attachment":[{"href":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-json\/wp\/v2\/media?parent=335"}],"wp:term":[{"taxonomy":"rbcwm_content_owner","embeddable":true,"href":"https:\/\/www.rbcwealthmanagementfinancialservices.com\/fr-ca\/wp-json\/wp\/v2\/rbcwm_content_owner?post=335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}